The Ripple Effect Podcast - Community Foundation: Tripling Local Impact

This week on The Ripple Effect Podcast, hosts Jessica Osbrook and Kim Graves from Solidarity Community Federal Credit Union welcome a special guest: Emily Hemersbach from the Community Foundation of Howard, Clinton, and Carroll Counties. What does it really take to create lasting change in your community? Emily shares how a powerful partnership with Lilly Endowment is helping local donations go three times further; fueling programs that support housing, youth, and mental health in Howard County. This episode dives deep into what community foundations actually do, why every dollar matters, and how collective giving turns small acts into big impact. Don’t miss this inspiring conversation about generosity, leadership, and local change that starts with all of us.